Regen Financial

Terms and conditions

These Terms & Conditions take effect on: 14 November 2025

1. Agreement to these Terms

Welcome to Regen Financial. These Terms & Conditions (“Terms”) govern your access to and use of the website at https://regenfinancial.com (the “Website”) and any associated services (the “Services”) offered by Regen Financial. By accessing or using the Website or Services you agree to be bound by these Terms. If you do not agree, you must not use the Website or Services.

2. Who we are

Regen Financial is a finance-and-accounting service provider specialising in Web3, crypto-native solutions for founders and projects. References in these Terms to “we”, “us”, “our” refer to Regen Financial; references to “you”, “your” refer to a user, client or prospective client of our Website or Services.

3. Services

We provide, among other things, crypto-native accounting, token-flow reporting, treasury and liquidity management, DAO governance support, multi-jurisdiction tax advice, and other financial operations services tailored for Web3 startups and projects. Use of these Services is subject to further service-specific engagement terms that will be agreed between you and us.

4. Eligibility

You represent and warrant that you are legally capable of entering into a binding contract and are of the minimum age required in your jurisdiction. If you are using the Services on behalf of an entity (company, DAO, trust etc.), you represent that you have authority to bind that entity to these Terms.

5. Client Onboarding, Deliverables & Payment

a. Engagement: Prior to any Services being provided, we will agree with you a Scope of Work, deliverables, fees and terms of payment.
b. Payment: You agree to pay all fees in accordance with the agreed terms. Unless otherwise stated, all fees are in [specify currency] and exclusive of any applicable taxes.
c. Changes: If the scope changes, we reserve the right to adjust fees, timeline and deliverables accordingly.
d. Non-payment: If you fail to pay by the due date, we may suspend or terminate provision of Services until payment is made.

6. Your obligations

You agree to:

provide us with accurate, complete and up-to-date information required for us to perform the Services;
cooperate with us and respond in a timely manner to queries or requests for information;
comply with all applicable laws (including anti-money-laundering / know-your-customer, tax, securities and crypto regulations) in connection with your use of our Services;
use the Website and Services for lawful purposes only;
maintain the confidentiality of any login or access credentials provided to you;
not attempt to interfere with or disrupt the Website or Services.

7. Intellectual Property

All intellectual property rights in and to the Website, its content, branding, layout, graphics and software (“IP”) are owned or licensed by us. You may not copy, reproduce, modify, distribute, republish or create derivative works from the IP without our prior written consent. If you provide us with feedback, ideas or suggestions regarding the Services (“Feedback”), you grant us a perpetual, worldwide, royalty-free, irrevocable license to use that Feedback in any manner.

8. Confidentiality

Each party agrees to treat as confidential all non-public information disclosed by the other party in connection with the Services (“Confidential Information”). You agree not to disclose our Confidential Information to any third party without our prior written consent. The obligations of confidentiality do not apply to information that (i) is or becomes publicly available through no fault of the recipient, (ii) was known to the recipient prior to disclosure, (iii) is rightfully received from a third party without breach of obligation, or (iv) is independently developed by the recipient without use of Confidential Information.

9. Disclaimers & Limitations

a. No guarantee: We provide the Services “as is” and “as available”. We do not guarantee any particular outcome, result, compliance status, regulatory approval, investment performance or token-market behaviour.
b. Risk: You acknowledge that working in the Web3/crypto space involves significant risk (including regulatory risk, liquidity risk, cybersecurity risk, market risk). You are solely responsible for your decisions and actions.
c. Limitation of liability: To the maximum extent permitted by law, we (and our directors, employees, affiliates) shall not be liable for any indirect, incidental, special, punitive or consequential damages (including lost profits, lost data or loss of business) arising out of or in connection with your use of the Website or Services, even if we have been advised of the possibility of such damages. Our total aggregate liability for any claim arising under or in connection with these Terms shall not exceed the fees you have paid to us under the relevant engagement agreement in the preceding twelve (12) months.

10. Indemnification

You agree to indemnify, defend and hold us harmless from any and all claims, losses, liabilities, damages, costs and expenses (including reasonable legal fees) arising from or related to your use of the Website or Services, your breach of these Terms, your violation of applicable law or regulation, or your actions in the Web3/crypto ecosystem.

11. Termination

a. Either party may terminate the Services engagement by giving written notice in accordance with the engagement agreement.
b. We may suspend or terminate your access to the Website or Services immediately if you breach these Terms, if you become insolvent, or if we reasonably believe continued access is harmful to us or other clients.
c. Upon termination, you must pay all outstanding fees and reimburse any costs incurred; clauses that by their nature survive termination (such as confidentiality, limitations of liability, indemnification, IP) shall continue to apply.

12. Governing Law & Dispute Resolution

These Terms and any agreement entered under them shall be governed by and construed in accordance with the laws of [specify governing jurisdiction, e.g., England & Wales or UAE]. The parties agree to submit to the exclusive jurisdiction of the courts of [specify city/country] unless required otherwise by mandatory law.

13. Changes to these Terms

We may update these Terms from time to time (for example to reflect changes in laws, regulations, or the Services). When we do so, we will post the updated version on the Website and update the “Last updated” date above. Your continued use of the Website or Services after the update constitutes your acceptance of the revised Terms.

14. Third-Party Links & Services

The Website may include links to third-party websites, services or resources. We provide these solely for convenience and do not endorse or assume responsibility for them or their content. If you follow a link, you do so at your own risk.

15. Privacy & Data Protection

Your use of the Website and Services is also subject to our Privacy Policy [link here]. You warrant that any personal data you provide to us is accurate and you are authorised to provide it. We will process personal data in accordance with applicable data protection laws and the Privacy Policy.

16. Miscellaneous

If any provision of these Terms is invalid or unenforceable in a jurisdiction, that provision shall be deemed modified to the minimum extent necessary to make it enforceable and the remaining provisions shall remain in full force. These Terms constitute the entire agreement between you and us regarding the Website and Services, superseding all prior or contemporaneous communications and proposals.